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Suppose You Have $30,000 Invested in the Stock Market and Your

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Suppose you have $30,000 invested in the stock market and your banker comes to you and tries to get you to move that money into the bank's certificates of deposit (CDs). He explains that the CDs are 100% government insured and that you are taking unnecessary risks by being in the stock market. How would you respond?

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The usual response is that bank CDs typi...

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