Which of the Following Is True About Credit Scoring Systems

Multiple Choice

Which of the following is true about credit scoring systems?

A) Lower credit scores are better than higher credit scores.
B) The whole credit scoring system is based on extensive statistical studies.
C) Credit unions calculate and sell credit scores to lenders.
D) Females receive higher credit scores than males.
E) The stronger the personal traits of a person,the lower his or her credit score is.