Which of the Following Is True of Companies That Sell

Multiple Choice

Which of the following is true of companies that sell insurance directly to consumers?

A) Their insurance agents review the loss claims and file a lawsuit against the negligent party.
B) They hire only Certified Insurance Counselors as their captive agents.
C) Their premiums are lower than for companies that sell insurance through agents.
D) They reimburse a higher amount of insurance claims than the companies that sell insurance through agents.
E) Their deductibles are lower than the companies that sell insurance through agents.