Terry Has a Check Indorsed "Pay to the Order of Terry

Multiple Choice

Terry has a check indorsed "Pay to the order of Terry." Terry gives the check to Jane without indorsing it.Is Jane a holder?

A) No,because Jane failed to indorse the check.
B) No,because Terry failed to indorse the check.
C) Yes,because only delivery was necessary to negotiate the check.
D) Yes,because Jane may supply the missing indorsement herself.