Which of the Following Is True Regarding the Bank's Claim

Multiple Choice

Which of the following is true regarding the bank's claim that it should be able to recover under the res ipsa loquitur doctrine?

A) The bank is correct because under that doctrine defendants are liable for any harm caused.
B) The bank is correct only if Holly has sufficient insurance to cover the bank burning.
C) The bank is correct only if it can be established that Holly was a repeat driving offender.
D) The bank is incorrect because the issue here is causation, not whether there was a lack of due care.
E) The bank is incorrect because res ipsa loquitur is a defense.