Which of the Following Best Defines Disintermediation

Multiple Choice

Which of the following best defines disintermediation?

A) The use of the Internet as a delivery vehicle whereby middle men in a distribution channel can be bypassed
B) The process of using predictive analysis to strengthen the role of intermediate players in a distribution process
C) The enlisting of people (i.e. ,crowds) -instead of designated paid employees-to create,modify,and oversee the development of a product or service
D) The transmission of voice communications over the Internet in order to avoid toll charges