At the Closing, the Buyer Will Be Credited for a Number

Multiple Choice

At the closing, the buyer will be credited for a number of costs that have been paid up-front (or will be paid after closing) as well as a number of prorated expenses that account for the period of time during which the seller occupied the house. All of the following items detailed in the closing costs involve credits that are commonly passed on to the buyer EXCEPT:

A) Earnest money
B) Hazard insurance premiums
C) Property taxes
D) Mortgage interest