A Credit Card Company May Not Bill a Consumer for a Damaged

Multiple Choice

A credit card company may not bill a consumer for a damaged item that is unknowingly purchased with the card if the ________.

A) consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home
B) consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home,and the item cost more than $50
C) consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; and the consumer made a good-faith effort to resolve the dispute,such as asking the store for a refund
D) consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; the consumer made a good-faith effort to resolve the dispute,such as asking the store for a refund; and the seller has a history of selling defective merchandise
E) consumer has used the item for personal reasons and/or in the ordinary course of the consumer's business.