Richard Has Insurance with Exceptional Coverage Insurance Company,Inc

Essay

Richard has insurance with Exceptional Coverage Insurance Company,Inc.(Exceptional Coverage).Richard has a wreck with Susie.The adjuster for Exceptional Coverage orally agrees to pay Susie $1,000 for the damage to her car.The adjuster,however,gets in trouble with his boss for agreeing to pay too much.He tells Susie that he is backing out of the deal because the agreement is unenforceable on the basis that the statute of frauds requires that a contract to pay the debt of another be in writing.Is the adjuster correct? Why or why not?