Which of the Following Is Not a Requirement for the Undue-Hardship

Multiple Choice

Which of the following is not a requirement for the undue-hardship standard?

A) The debtor cannot maintain a minimal standard of living for herself and her dependents.
B) The debtor has no marketable skills that would allow him to be employed.
C) This state of affairs is likely to persist for a significant portion of the repayment period.
D) The debtor has made good faith efforts to repay the loan.