At What Point Is the Dollar Payoff from Owning a Call

Multiple Choice

At what point is the dollar payoff from owning a call option on a stock greater than the payoff from owning the stock itself?

A) When stock price exceeds exercise price at expiration.
B) When exercise price exceeds stock price at expiration.
C) When stock price equals exercise price at expiration.
D) Call payoff never exceeds stock payoff.