Hernando and Margarita Have Decided to Take Out an Umbrella

Multiple Choice

Hernando and Margarita have decided to take out an umbrella policy from an insurance company. The main reason they would probably want to do this would be to:

A) protect against major disasters, which are known as "rainy days."
B) ensure that any children they have will be guaranteed the right to buy insurance at some future date.
C) save money by having one company provide a variety of different types of coverage.
D) take out one life insurance policy that covers both of them.