Annette and Ron Just Got Married

Multiple Choice

Annette and Ron just got married. They received some very expensive wedding gifts including some beautiful silverware and jewelry. Their homeowner's policy:

A) automatically covers these items.
B) does not automatically cover such items and they must take out a separate policy specifically for those types of items.
C) does not automatically cover these items, but a rider can be used to add this coverage.
D) automatically covers these items from theft, but not from damage due to fire, explosion, or vandalism.