How Does the Ability to Pay for a Purchase on Credit

Multiple Choice

How does the ability to pay for a purchase on credit affect the buying situation?

A) Buying things on credit links the consumption experience with the payment for that same purchase.
B) Paying with credit activates the pain centers of the brain in a negative way.
C) The ability to pay with credit decreases the amount consumers are willing to pay for an item.
D) Using credit to pay for purchases takes away the "pain" of paying for something.