Negative Aspects of Using Credit Include Which of the Following

Multiple Choice

Negative aspects of using credit include which of the following?

A) The use of credit allows you to own expensive products sooner.
B) The use of credit results in the loss of financial flexibility in personal money management.
C) The use of credit often leads to overspending.
D) Negative aspects of using credit include both loss of financial flexibility as well as overspending.