Choosing Not to Participate in a 401(k)retirement Plan in Which

Multiple Choice

Choosing not to participate in a 401(k) retirement plan in which the employer matches the employee contributions

A) is usually a good idea if you use your contributions to invest on your own.
B) means that you give up an opportunity to double your money immediately.
C) is a good idea if you are in a high tax bracket.
D) is a good idea because most employers provide retirement plans anyway.