Which of the Following Statements Is CORRECT, Assuming Positive Interest

Multiple Choice

Which of the following statements is CORRECT, assuming positive interest rates and holding other things constant?

A) banks a and b offer the same nominal annual rate of interest, but a pays interest quarterly and b pays semiannually. deposits in bank b will provide the higher future value if you leave your funds on deposit.
B) the present value of a 5-year, $250 annuity due will be lower than the pv of a similar ordinary annuity.
C) a 30-year, $150,000 amortized mortgage will have larger monthly payments than an otherwise similar 20-year mortgage.
D) a bank loan's nominal interest rate will always be equal to or less than its effective annual rate.
E) if an investment pays 10% interest, compounded annually, its effective annual rate will be less than 10%.