The 80 Percent Co-Insurance Clause in a Homeowner's Policy Would

Multiple Choice

The 80 percent co-insurance clause in a homeowner's policy would cause a reduction in the claim payment for a covered loss to the dwelling of $30,000 in which of the following cases?

A) Policy dwelling limit of $75,000, replacement cost of dwelling $90,000, actual cash value of dwelling $85,000
B) Policy dwelling limit of $75,000, replacement cost of dwelling $100,000, actual cash value of dwelling $90,000
C) Policy dwelling limit of $90,000, replacement cost of dwelling $90,000, actual cash value of dwelling $90,000
D) Policy dwelling limit of $110,000, replacement cost of dwelling $110,000, actual cash value of dwelling $90,000
E) Policy dwelling limit of $120,000, replacement cost of dwelling $100,000, actual cash value of dwelling $90,000