A Researcher Wants to Understand How an Annual Mortgage Payment

Multiple Choice

A researcher wants to understand how an annual mortgage payment (in dollars) depends on income level and zonal location using a two-way ANOVA without interaction. The data and an incomplete ANOVA table are shown below. At the 5% significance level, the conclusion for the hypothesis test about factor A is ________.

A) do not reject the null hypothesis; we can conclude the average mortgage payments differ by income level
B) do not reject the null hypothesis; we cannot conclude the average mortgage payments differ by income level
C) reject the null hypothesis; we can conclude the average mortgage payments differ by income level
D) reject the null hypothesis; we cannot conclude the average mortgage payments differ by income level