The Key Factors Entering into the Credit Decision Include

Multiple Choice

The key factors entering into the credit decision include:

A) borrower-specific factors that are idiosyncratic to the individual borrower
B) market-specific factors that have an impact on all borrowers at the time of the credit decision
C) global-economic factors that have an impact on all FIs at the time of credit decision
D) borrower-specific factors that are idiosyncratic to the individual borrower and market-specific factors that have an impact on all borrowers at the time of the credit decision