Which of the Following Is the Best Explains the Moral

Multiple Choice

Which of the following is the best explains the moral hazard problem?

A) Chronically ill people are more likely to purchase health care insurance.
B) Only owners of poor quality used cares put them up for sale.
C) People who are highly risk-averse are less likely to invest in the stock market.
D) Drivers with airbags in their cars drive a little more recklessly.