Is the Bank Correct in Claiming That It Should Be

Multiple Choice

Is the bank correct in claiming that it should be able to recover under the res ipsa loquitur doctrine?

A) The bank is correct because under that doctrine defendants are liable for any harm caused.
B) The bank is correct only if it can be established that Teresa was a repeat driving offender.
C) The bank is correct only if Teresa has sufficient insurance to cover the bank burning.
D) The bank is incorrect because res ipsa loquitur is a defense.
E) The bank is incorrect because the issue here is causation,not whether there was a lack of due care.