What Is the Effect on Kelsey's Status as a Holder

Multiple Choice

What is the effect on Kelsey's status as a holder in due course in taking from the customer the check that was four months old?

A) There is no effect on her status as a holder in due course because an instrument is only considered overdue if it is outstanding for one year.
B) There is no effect on her status as a holder in due course because an instrument such as a check is only considered overdue if it is outstanding for 150 days.
C) She would not be considered a holder in due course because a check is considered overdue 90 days after its date.
D) There is no effect on her status as a holder in due course because an instrument is only considered overdue if it is outstanding for 180 days.
E) It has no effect because a check is never considered overdue.