Fact Pattern 19-2 Tom Draws a Check, on His Account in State Bank

Multiple Choice

Fact Pattern 19-2
Tom draws a check, on his account in State Bank in New York, payable to Digital Media, Inc., in San Francisco. Digital deposits the check in its account at First National Bank.
-Refer to Fact Pattern 19-2. Tom's bank is

A) the cashing bank.
B) the depositary bank.
C) the intermediary bank.
D) the payor bank.