Summit Credit Corporation Lends Funds to Toby,a Consumer,to Apply to the Cost

Multiple Choice

Summit Credit Corporation lends funds to Toby,a consumer,to apply to the cost of a sport utility vehicle (SUV) ,which is the collateral for the loan.An enforceable security interest also requires

A) a written agreement and Summit's possession of the SUV.
B) a written agreement or Summit's possession of the SUV.
C) the vehicle seller's acknowledgement of the loan in writing.
D) Toby's possession of the SUV.