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Fact Pattern 22-2

Question 60

Multiple Choice

Fact Pattern 22-2
24-Hour Credit Corporation issues high-cost and high-fee mortgage products to people, including Benny, who could not easily obtain credit under other loan programs.
-Refer to Fact Pattern 22-2. Under federal law, disclosures with respect to one of 24-Hour Credit's loans must be provided


A) a certain number of days after the loan is finalized.
B) a certain number of days before the loan is finalized.
C) at the same time at which the loan is finalized.
D) at whatever time is most rational and appropriate.

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