Jane Has Been Dunned by Her Creditors for Payment of Her

Multiple Choice

Jane has been dunned by her creditors for payment of her credit card bills."But I have disputes over some of those charges,and I want to go to court under the Fair Credit Billing Act." One of her creditors points out to Jane that there was an arbitration clause in the terms and conditions given to her when she was given her credit card."Credit card rights are given by federal law.I don't have to go to arbitration!"

A) Jane is correct; federal credit laws prohibit arbitration.
B) Jane is incorrect; she can be required to go to arbitration.
C) Arbitration applies only to Truth-in-Lending Act issues.
D) none of the above