Dieter Opens an Account for $100,000 at East State Bank

Multiple Choice

Dieter opens an account for $100,000 at East State Bank.The account pro?vides that its funds,which represent most of Dieter's assets,are held in trust for Flo,the bank employee who opens the account and who re?tains the card required to access it.Less than a year later,Dieter dies,and Flo withdraws the funds.These facts indicate

A) a living trust.
B) a nuncupative will.
C) descent by election.
D) undue influence.