Shep Buys a Car from His Neighbor,Tyrone,for $8,000 and Agrees

Multiple Choice

Shep buys a car from his neighbor,Tyrone,for $8,000 and agrees to make monthly payments of $800 until the price is paid.This transaction is not sub?ject to federal credit regulations because

A) the parties are two consumers.
B) the transaction is a sale.
C) the sale involves a car.
D) the parties are neighbors.