City Bank Mistakenly Transfers $1,000 from the Account of Donna

Essay

City Bank mistakenly transfers $1,000 from the account of Donna, its cus?tomer, to the account of Earl in First Federal Bank. The transfer is done electronically. When City Bank learns of the mistake, it credits Donna's account and asks First Federal to "return" $1,000. First Federal refuses. City Bank files a suit against First Federal, claiming that it is violation of the Electronic Fund Transfer Act. How might the court rule?