Lucy Signs a $1,000 Note Payable, at 6 Percent Interest

Multiple Choice

Lucy signs a $1,000 note payable, at 6 percent interest, on May 1 to Metro Bank and writes on its face that it is "nonnegotiable." This note is

A) negotiable.
B) nonnegotiable, because it does not include an acceleration clause.
C) nonnegotiable, because it is payable with interest.
D) nonnegotiable, because its maker conspicuously wrote this on its face.