Essay
Your client, Norman Suskind, is about to retire. His company has given him a choice between a lump-sum distribution and a single lifetime annuity. A guaranteed lifetime income (which Norman could not outlive) of $3,400 per month is very appealing to Norman. He has all but decided to accept this offer, and wants your opinion before signing on the dotted line. Are you willing to go along with the proposition?
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