Which of the Following in Not True with Regard to a Straight

Multiple Choice

Which of the following in not true with regard to a straight whole life policy?

A) The face amount of the policy will never be greater than the cash value.
B) The savings pattern is actually the opposite of the protection pattern.
C) When the insured dies, the beneficiary will always receive both the face amount of the policy and any accumulated cash value.
D) A whole life policy may be thought of as a forced method of saving.
E) As a policy nears the end of its period, more of the premium is allocated toward cash value accumulation than increasing the protection element.