Luc Writes a Check for $1,000 Drawn on Ridgetop Bank

Multiple Choice

Luc writes a check for $1,000 drawn on Ridgetop Bank and presents it to Bianca.Bianca presents the check for payment to Ridgetop Bank,which dis-hon-ors it for insufficient funds.The party most likely liable to Bianca is

A) Luc in a civil suit.
B) Luc in a criminal prosecution.
C) Ridgetop Bank in an administrative proceeding.
D) neither Luc nor Ridgetop Bank.