The Difference Between "Saving" and "Savings" Is That

Multiple Choice

The difference between "saving" and "savings" is that

A) saving is done by households and savings are done by businesses.
B) saving is undertaken as a precaution against unemployment and savings are undertaken to increase investment spending.
C) savings are cumulation of past and current saving.
D) saving is placed in financial institutions such as banks, while savings are kept at home by people.