Which of the Following Is True

Multiple Choice

Which of the following is true?

A) ​Actual reserves equal required reserves minus excess reserves.
B) ​The predominant liability of virtually all banks is loans.
C) ​The lower the required reserve ratio, the larger the money multiplier.
D) ​If some banks choose not to lend all of their excess reserves, the total amount of money created by an initial cash deposit will be larger.