Lucy Owns a Restaurant in Los Angeles

True/False

Lucy owns a restaurant in Los Angeles.She heard on the radio that the homeland security threat level has been increased due to anticipated terrorist activities,especially in large cities in the U.S.She will likely not be able to get insurance to cover any losses her business may suffer should an attack occur in L.A.
Lucy's restaurant is located in a very large U.S.city.Firms have found it difficult to get insurance against terrorist attacks.