Roger Ray Runs a Motel in a Rented Property and Sublets

Multiple Choice

Roger Ray runs a motel in a rented property and sublets a part of its garage to the owner of a nearby fuel station. Three months later, the motel catches fire from a fuel leak in the garage and Roger suffers severe damages. If Roger owns a standard fire insurance policy for years, the insurer can use the ________ to refuse covering the damage caused by the fire.

A) deductible clause
B) exclusions from coverage clause
C) incontestability clause
D) copay clause