When There Are Insufficient Funds in a Drawer's Account,and a Check

Multiple Choice

When there are insufficient funds in a drawer's account,and a check is presented to be honored,the bank can:

A) honor the check,and charge the customer on the next deposit.
B) return the check,and charge a penalty.
C) hold the check and payment,even if the holder suffers a loss against the drawer.
D) charge a fee to the holder in due course and to the drawer.