Bedford Operates a Collection Agency, Which Has as Its Primary

Multiple Choice

Bedford operates a collection agency, which has as its primary clients discount furniture and stereo equipment retailers. His customers are typically owed amounts under $2,000. Bedford often finds himself under considerable pressure from his clients to recover outstanding monies quickly.

A) Bedford may seek payment from a debtor's spouse if the debtor cannot or will not pay.
B) Bedford may inform debtors that they will face legal action if they fail to pay.
C) One of Bedford's most successful methods is to send a document to the debtor's employer which resembles a Garnishment of Wages order issued from the court. This often results in the employer deducting the amount owed from the employee's wages and sending it to Bedford. This approach does not offend consumer protection legislation as long as it states at the bottom of the form that it is not an official court document.
D) Bedford will not be required to obtain a licence to operate the collection agency unless he repeatedly violates the legislation governing collection agency business practices.
E) All of the responses are correct.