Kip Writes a Check for $1,000 Drawn on Liberty Bank

Multiple Choice

Kip writes a check for $1,000 drawn on Liberty Bank and presents it to Moira.Moira presents the check for payment to Liberty Bank,which dis?hon?ors it.The party most likely liable to Moira is

A) Kip in a civil suit.
B) Kip in a criminal prosecution.
C) Liberty Bank in an administrative proceeding.
D) neither Kip nor Local Liberty.