Fact Pattern 19-3

Multiple Choice

Fact Pattern 19-3
Ryley draws a check,on his account in Second National Bank in New York,payable to Tuner TV,Inc. ,in San Francisco.Tuner deposits the check in its ac?count at US Bank.US deposits the check in the Federal Reserve Bank of San Francisco,which transfers it to the Federal Reserve Bank of New York.That Federal Reserve bank sends the check to Second National.
-Refer to Fact Pattern 19-3.Second National Bank (Ryley's bank) is

A) the cashing bank.
B) the depositary bank.
C) the intermediary bank.
D) the payor bank.