Question 1

Individuals who try to reduce their stress level by shopping and buying items that are not really needed are engaging in:

Accepted Answer

A)  financial freedom. 
B)  poverty consciousness. 
C)  sound personal finances. 
D)  retail therapy. 
A)  financial freedom. 
B)  poverty consciousness. 
C)  sound personal finances. 
D)  retail therapy.

Question 2

Cleaning your house is a recommended way to save money because you realize you don't need to buy as much, or buy things you already have.

Accepted Answer

A) True 
 B)False

Question 3

Despite the fact that most college students don't invest money into their retirement, financial advisors recommend that you tuck away some money for the future now.

Accepted Answer

A) True 
 B)False

Question 4

Which of the following statements would not be one of the myths that can sabotage effective time-management skills?

Accepted Answer

A)  Time is adjustable. 
B)  Time-management techniques don't work. 
C)  Attitudes about oneself can contribute to mismanaged time. 
D)  Methodical organization is boring. 
A)  Time is adjustable. 
B)  Time-management techniques don't work. 
C)  Attitudes about oneself can contribute to mismanaged time. 
D)  Methodical organization is boring.

Question 5

Simply stated, for most people, financial wellness is really best described as "debt management."

Accepted Answer

A) True 
 B)False

Question 6

Which of the following is a method that can be used to carry out prioritization in time management?

Accepted Answer

A)  Clustering 
B)  Multitasking 
C)  Pareto principle 
D)  Assigning a deadline 
A)  Clustering 
B)  Multitasking 
C)  Pareto principle 
D)  Assigning a deadline

Question 7

Being organized is an effective time-management skill.

Accepted Answer

A) True 
 B)False

Question 8

A workaholic is someone who is obsessed with carrying out every task and responsibility to perfection.

Accepted Answer

A) True 
 B)False

Question 9

Of the three types of procrastination, the most serious is the straightforward procrastinator because they fool themselves into thinking they have more time.

Accepted Answer

A) True 
 B)False

Question 10

Nearly all stress-management skills contain an element of time management.

Accepted Answer

A) True 
 B)False

Question 11

Time management is a crucial coping skill to deal with the pressures of stress. First, explain what behaviors are associated with time robbers. As a health care professional, design a time management program for someone who needs counseling in this area, explaining the concepts and theories used in effective time management.

Accepted Answer

Time robbers are behaviors or habits tha

Question 12

Tips for "financial freedom" include all but which of the following?

Accepted Answer

A)  Make a budget and follow it. 
B)  Place your credit cards in a glass of water and place the glass in the freezer. 
C)  Don't lend money to your friends. 
D)  Consolidate your debt. 
A)  Make a budget and follow it. 
B)  Place your credit cards in a glass of water and place the glass in the freezer. 
C)  Don't lend money to your friends. 
D)  Consolidate your debt.

Question 13

Please define the following terms or concepts in no more than two sentences, and give an example to support your definition.
A. ABC rank-order method 
B. Boxing 
C. Clustering 
D. Delegation 
E. Important versus urgent method 
F. Lifestyle behavior trap 
G. Networking skills 
H. Pareto principle 
I. Perfectionist 
J, Poverty consciousness
K. Procrastinator 
L. Retail therapy
M. Scheduling 
N. Social engineering/social orchestration
O. Straightforward procrastinator 
P. Time juggler 
Q. Time mapping 
R. Time management 
S. Time-trap procrastinator 
T. Type A personality 
U. Workaholism

Accepted Answer

A. ABC rank-order method: This method in

Question 14

To "edit your life" means to relinquish control of a responsibility by turning it over to someone else.

Accepted Answer

A) True 
 B)False

Question 15

Clustering is a term used to describe someone who is extremely pressed for time with too much to do.

Accepted Answer

A) True 
 B)False

Question 16

Financial wellness has no relationship to debt management.

Accepted Answer

A) True 
 B)False

Exam 16: Resource Management: Managing Time and Money

Individuals who try to reduce their stress level by shopping and buying items that are not really needed are engaging in:

Cleaning your house is a recommended way to save money because you realize you don't need to buy as much, or buy things you already have.

Despite the fact that most college students don't invest money into their retirement, financial advisors recommend that you tuck away some money for the future now.

Which of the following statements would not be one of the myths that can sabotage effective time-management skills?

Simply stated, for most people, financial wellness is really best described as "debt management."

Which of the following is a method that can be used to carry out prioritization in time management?

Being organized is an effective time-management skill.

A workaholic is someone who is obsessed with carrying out every task and responsibility to perfection.

Of the three types of procrastination, the most serious is the straightforward procrastinator because they fool themselves into thinking they have more time.

Nearly all stress-management skills contain an element of time management.

Tips for "financial freedom" include all but which of the following?

To "edit your life" means to relinquish control of a responsibility by turning it over to someone else.

Clustering is a term used to describe someone who is extremely pressed for time with too much to do.

Financial wellness has no relationship to debt management.

The Nature of Stress

The Sociology of Stress

The Physiology of Stress

Stress and Disease

Toward a Psychology of Stress

The Stress Emotions: Anger, Fear, and Joy

Stress-Prone and Stress-Resistant Personality Traits

Stress and Human Spirituality

Cognitive Restructuring: Reframing

Healthy Boundaries: Behavior Modification

Journal Writing

Expressive Art Therapy

Humor Therapy Comic Relief

Creative Problem Solving

Communication Skills in the Information Age

Additional Coping Techniques

Diaphragmatic Breathing

Meditation and Mindfulness

Hatha Yoga

Mental Imagery and Visualization

Music Therapy

Massage Therapy

Tai Chi Chuan

Progressive Muscular Relaxation

Autogenic Training and Clinical Biofeedback

Physical Exercise, Nutrition, and Stress

Ecotherapy: The Healing Power of Nature

Appendix

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