Exam 3: Workers’ Compensation

Via Rail is Canada's passenger railway,whereas CN Rail is a freight/cargo railway.What WCB liability do these organizations face?

In Canada,what is the most common basis for determining the amount of lost-time benefits?

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What type of loss is incurred by a Restwell Manor worker who has to switch to light-duty nursing due to a back injury that prevents him/her from bending over a patient's bed?

Assisting a disabled person with household chores is an example of a social rehabilitation.

Employees cannot sue their employer in criminal court in addition to claiming workers' compensation.

What are the three types of WCB rehabilitation?

Workers who experience work-related illnesses may still receive Workers' Compensation,even if their company has gone out of business by the time their illness is diagnosed and assessed.

Describe the current roles and responsibilities of a typical provincial/territorial workers' compensation board.Then extend the discussion by giving two examples of how provincial/territorial boards can differ from each other in terms of policy and/or practice.

WCB experience ratings are designed to ensure workers are compensated fairly.

List the three groups of stress-related occupational disabilities identified in the text.Discuss the probability of obtaining compensation in each case,then contrast the current practice of workers' compensation boards with how the courts and human rights tribunals in Canada view stress-related occupational disabilities.

The WCB premium for a given organization is always the same as other organizations in the same industry classification.

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -Using a factor of 200,000,what was Restwell Manor's severity rate last year?

Which of the following is NOT an example of an experience rating program in Ontario?

The adjudication of stress claims is currently receiving a great deal of attention from all insurance parties.

After incurring a serious injury at the paper mill,Jim Larue went back to school and retrained as a pharmacy assistant.What type of workers' compensation income support might he receive in his new job to ensure his previous income is maintained?

Which province in Canada has the highest workers' compensation premium?

List and define the three types of rehabilitation,and give an example of how each might apply to a worker who loses their legs in a work-related motor vehicle incident.

Employers are obligated to make a reasonable effort to return the worker to the same job that they had before their injury/illness.

What is the numeric basis on which workers' compensation rate group premiums are calculated and published?

According to collective liability,employers in a class or other rate group are liable for which of the following costs?