Exam 3: Workers’ Compensation

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What assistance would workers' compensation be most likely to pay for if a Restwell Manor worker develops chronic depression after working with Alzheimer/dementia patients for three years?

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What is the common denominator in the equations that you would use to calculate the injury frequency and severity rates for Restwell Manor?

Helen worked in a fireworks factory for 25 years.After she took early retirement,her doctor told her that her long-standing health issues were due to lead poisoning from materials that are now banned.What factor will be given serious consideration in assessing her WCB claim?

What is the primary purpose of the WCB experience rating system?

Explain why a large restaurant chain (e.g.McDonald's,Mandarin,Boston Pizza)might pay? a)the same WCB premium as other large restaurant chains.? b)a lower premium than other large restaurant chains.? c)a higher premium than other large restaurant chains.

Duane is a long-haul truck driver who specializes in transporting oversize loads across Canada and the U.S.A.for his Markham,Ontario-based company.The nature of his work requires: long hours due to specialized loading,driving,and delivery procedures; driving at a slower than normal speed,often at night to avoid peak traffic; taking longer routes to avoid obstacles such as low height or low weight bridges,and crossing the Canada-USA border.Truckers in this occupation are often under tight deadlines to deliver on time,or their employer will face financial penalties. a)Identify three possible work-related injuries and illnesses/diseases that might result from working in this occupation and discuss the workers' compensation coverage that would apply in each case. b)Discuss how his employer would obtain the necessary information to complete the employer and incident analysis reports. c)Compare and contrast the Canadian compensation system with the compensation available to an American-based trucker doing similar work.

What is the cost of the penalty when an employer discourages an employee from filing a claim or punishes the worker for filing the claim?

In general,after how many years of lower than annual injury costs might a Canadian employer receive a rebate on their annual assessment?

Discuss the employer reporting requirements and documentation required for reporting all workplace injuries to the Workers' Compensation Board.

Ivan lost an eye in an industrial accident,and is just starting a new job.How does the second injury provision work if he loses sight in the other eye?

An aging workforce is the main reason for increasing disability costs.

Providing services intended to prevent injuries or to reduce the psychological impact of injuries when they occur is one of the social goals of workers' compensation.

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What type of rehabilitation might have been provided to enable an injured worker to make the change from heavy-duty to light-duty nursing?

Which of the following reflects how workers' compensation boards view the social benefit of compensation?

Scenario 3-1: Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What would workers' compensation be most likely to pay for if a Restwell Manor worker is physically attacked by a patient and suffers post-traumatic stress disorder?

Workers' compensation is a form of insurance that is governed by an act of parliament for the purpose of helping workers who are injured on the job return to work.

What is the first consideration in determining an employer's WCB premiums?

How are safety associations different from workers' compensation boards?

The Workers' Compensation Board is responsible for making which of the following decisions?

The Workers' Compensation Act is founded on which of the following principles?