Question 1

The best strategy for getting out of credit card debt is to make just the minimum required payment each month.

Accepted Answer

A) True 
 B)False  False

Question 2

List four strategies for beating procrastination.

Accepted Answer

Answers will vary but should include reminding yourself of the possible consequences if you do not get down to work; creating a to-do list; breaking large tasks into smaller steps and tackling short, easy-to-accomplish tasks first; avoiding doing other things that might seem more fun and promising yourself a reward for finishing the task; finding a place to study that is comfortable and does not allow for distractions and interruptions; saying "no" to friends and family members who want your attention; shutting off and putting away distracting electronic devices while studying; connecting with other students to help stay focused when taking an online course; and considering asking those living with you to help keep you on track. Other valid responses are also acceptable.

Question 3

Peter has a busy weekend coming up, and there are a lot of things he plans to do. As he prepares his schedule, which task should be Peter's most important priority?

Accepted Answer

A)  studying for Tuesday's English midterm 
B)  attending his cousin's birthday party 
C)  completing the reading for Wednesday's biology class 
D)  attending a football game with his friends 
A)  studying for Tuesday's English midterm 
B)  attending his cousin's birthday party 
C)  completing the reading for Wednesday's biology class 
D)  attending a football game with his friends A

Question 4

Multitasking allows you to complete tasks more quickly and accurately than if you did them one at a time.

Accepted Answer

A) True 
 B)False

Question 5

Which is an effective strategy for avoiding identity theft?

Accepted Answer

A)  throwing old documents containing personal information directly in the trash 
B)  keeping the same passwords for many years 
C)  reporting unfamiliar charges to the bank or credit card company 
D)  using open networks when banking or shopping online 
A)  throwing old documents containing personal information directly in the trash 
B)  keeping the same passwords for many years 
C)  reporting unfamiliar charges to the bank or credit card company 
D)  using open networks when banking or shopping online

Question 6

Which is an example of a fixed expense?

Accepted Answer

A)  rent 
B)  groceries 
C)  books 
D)  fuel 
A)  rent 
B)  groceries 
C)  books 
D)  fuel

Question 7

List three common reasons students procrastinate.

Accepted Answer

Answers will vary but should i

Question 8

Most academic calendars include

Accepted Answer

A)  due dates for research papers. 
B)  dates for specific class exams. 
C)  add-drop deadlines. 
D)  individual work schedules. 
A)  due dates for research papers. 
B)  dates for specific class exams. 
C)  add-drop deadlines. 
D)  individual work schedules.

Question 9

When using an electronic calendar, you should back up your information by syncing with another electronic device.

Accepted Answer

A) True 
 B)False

Question 10

Putting your tasks, goals, and values in order of importance is known as

Accepted Answer

A)  multitasking. 
B)  overextending. 
C)  prioritizing. 
D)  budgeting. 
A)  multitasking. 
B)  overextending. 
C)  prioritizing. 
D)  budgeting.

Question 11

If you want to apply for federal aid, how often must you complete the Free Application for Federal Student Aid (FAFSA)?

Accepted Answer

A)  every term 
B)  every year 
C)  only when you are also taking out a student loan 
D)  only the first time you apply for financial aid 
A)  every term 
B)  every year 
C)  only when you are also taking out a student loan 
D)  only the first time you apply for financial aid

Question 12

Identify three strategies for avoiding overextending yourself.

Accepted Answer

Answers will vary but should include det

Question 13

How often should you check your calendar?

Accepted Answer

A)  several times a day 
B)  every other day 
C)  at the beginning of the week 
D)  several times a week 
A)  several times a day 
B)  every other day 
C)  at the beginning of the week 
D)  several times a week

Question 14

One benefit of creating and following a budget is that it allows you to

Accepted Answer

A)  put money away for emergencies. 
B)  finish college with substantial debt. 
C)  put off paying your bills. 
D)  increase your monthly costs. 
A)  put money away for emergencies. 
B)  finish college with substantial debt. 
C)  put off paying your bills. 
D)  increase your monthly costs.

Question 15

Your credit score can directly affect

Accepted Answer

A)  whether you qualify for an academic scholarship. 
B)  your ability to vote in elections. 
C)  if you will qualify for a loan. 
D)  your access to health care. 
A)  whether you qualify for an academic scholarship. 
B)  your ability to vote in elections. 
C)  if you will qualify for a loan. 
D)  your access to health care.

Question 16

An appropriate way to bolster your energy level during class is to

Accepted Answer

A)  nap while the instructor delivers a lecture. 
B)  drink sugary sodas and juices. 
C)  eat candy and other sugar-laden snacks. 
D)  drink enough water. 
A)  nap while the instructor delivers a lecture. 
B)  drink sugary sodas and juices. 
C)  eat candy and other sugar-laden snacks. 
D)  drink enough water.

Question 17

While your studies are important, you should also include time for social and extracurricular activities in your schedule.

Accepted Answer

A) True 
 B)False

Question 18

Which is a feature of debit cards?

Accepted Answer

A)  They provide direct access to your checking account. 
B)  They can be used to pay off large purchases over time. 
C)  They are a primary component of your credit score. 
D)  They are the most secure form of payment. 
A)  They provide direct access to your checking account. 
B)  They can be used to pay off large purchases over time. 
C)  They are a primary component of your credit score. 
D)  They are the most secure form of payment.

Question 19

What role does your energy level at different times of the day play in determining your schedule? Describe three strategies you use to help stay energized throughout the day so you can meet your educational, personal, and professional obligations.

Accepted Answer

Answers will vary from student to studen

Question 20

Felipe was excited to find out that he was accepted at the college of his choice, but knew that he would need financial aid to pay for it. Luckily, he was approved for a government grant. What does this mean for Felipe?

Accepted Answer

A)  He must repay the grant after graduation, with interest. 
B)  He must repay the grant after graduation, without interest. 
C)  He must start making payments on the grant immediately. 
D)  He does not have to repay the grant at all. 
A)  He must repay the grant after graduation, with interest. 
B)  He must repay the grant after graduation, without interest. 
C)  He must start making payments on the grant immediately. 
D)  He does not have to repay the grant at all.

The best strategy for getting out of credit card debt is to make just the minimum required payment each month.

List four strategies for beating procrastination.

Peter has a busy weekend coming up, and there are a lot of things he plans to do. As he prepares his schedule, which task should be Peter's most important priority?

Multitasking allows you to complete tasks more quickly and accurately than if you did them one at a time.

Which is an effective strategy for avoiding identity theft?

Which is an example of a fixed expense?

List three common reasons students procrastinate.

Most academic calendars include

When using an electronic calendar, you should back up your information by syncing with another electronic device.

Putting your tasks, goals, and values in order of importance is known as

If you want to apply for federal aid, how often must you complete the Free Application for Federal Student Aid (FAFSA)?

Identify three strategies for avoiding overextending yourself.

How often should you check your calendar?

One benefit of creating and following a budget is that it allows you to

Your credit score can directly affect

An appropriate way to bolster your energy level during class is to

While your studies are important, you should also include time for social and extracurricular activities in your schedule.

Which is a feature of debit cards?

What role does your energy level at different times of the day play in determining your schedule? Describe three strategies you use to help stay energized throughout the day so you can meet your educational, personal, and professional obligations.

Felipe was excited to find out that he was accepted at the college of his choice, but knew that he would need financial aid to pay for it. Luckily, he was approved for a government grant. What does this mean for Felipe?

The Essentials for College Success

Cultivating Motivation, Resilience, and Emotional Intelligence

Discovering How You Learn

Getting the Most Out of Class

Reading to Learn From College Textbooks

Studying, Understanding, and Remembering

Taking Tests Successfully

Developing Information Literacy and Communication Skills

Thinking in College

Maintaining Wellness and Relationships in a Diverse World

Making the Right Career Choice

Skills, Strategies, and Success in Learning and College Life

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Exam 3: Managing Time, Energy, and Money

The best strategy for getting out of credit card debt is to make just the minimum required payment each month.

List four strategies for beating procrastination.

Peter has a busy weekend coming up, and there are a lot of things he plans to do. As he prepares his schedule, which task should be Peter's most important priority?

Multitasking allows you to complete tasks more quickly and accurately than if you did them one at a time.

Which is an effective strategy for avoiding identity theft?

Which is an example of a fixed expense?

List three common reasons students procrastinate.

Most academic calendars include

When using an electronic calendar, you should back up your information by syncing with another electronic device.

Putting your tasks, goals, and values in order of importance is known as

If you want to apply for federal aid, how often must you complete the Free Application for Federal Student Aid (FAFSA)?

Identify three strategies for avoiding overextending yourself.

How often should you check your calendar?

One benefit of creating and following a budget is that it allows you to

Your credit score can directly affect

An appropriate way to bolster your energy level during class is to

While your studies are important, you should also include time for social and extracurricular activities in your schedule.

Which is a feature of debit cards?

What role does your energy level at different times of the day play in determining your schedule? Describe three strategies you use to help stay energized throughout the day so you can meet your educational, personal, and professional obligations.

Felipe was excited to find out that he was accepted at the college of his choice, but knew that he would need financial aid to pay for it. Luckily, he was approved for a government grant. What does this mean for Felipe?

The Essentials for College Success

Cultivating Motivation, Resilience, and Emotional Intelligence

Discovering How You Learn

Getting the Most Out of Class

Reading to Learn From College Textbooks

Studying, Understanding, and Remembering

Taking Tests Successfully

Developing Information Literacy and Communication Skills

Thinking in College

Maintaining Wellness and Relationships in a Diverse World

Making the Right Career Choice

Skills, Strategies, and Success in Learning and College Life

Filters