Exam 3: Crimes in Sales-Related Occupations

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Discuss the factors that contribute to high theft in the restaurant industry. Give examples.

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Answers should include:
a. younger workers
b. low wages
c. part time employees
d. erratic hours

Why do home repair frauds fly under the radar as far as the public awareness is concerned?

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C

Viatical settlement fraud, promissory note fraud, and repair fraud are all types of fraud found in the insurance system.

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Insurance fraud is studied thoroughly by criminologists because it is hard for the public to understand, and people do not typically know if they have been victimized.

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What were the results of Paul Jesilow's experiment, in which he sought services in over 300 auto repair shops in California?

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What steps have been taken to reduce the home repair fraud scandals in the United States?

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Which type of sales-directed insurance crime is defined as "persuading the customer to cancel an old policy and replace it with a more expensive 'better' policy?"

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Ninety percent of all crimes committed in hotels are due to employee theft.

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Criminal laws made targeting home repair fraud have proved ineffective and confusing for victims who used to seek retribution in civil court.

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What are some of the more common theft prevention strategies in the retail system and what are the advantages to each strategy?

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Explain the difference between insurance fraud in the insurance system and auto insurance fraud in the sales/service system.

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Instances of what type of fraud increased in the aftermath of natural disasters?

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What type of retail prevention strategies do drug tests and audits fall into, respectively?

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Embezzlement, forgery, and falsifying account information are all examples of which type of insurance fraud?

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The emergence of a legalized marijuana industry in 33 states has brought white-collar crimes to the industry by and against whom?

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What category of auto repair fraud does enhancing or creating damage fall under?

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Insurance fraud occurs when agents misrepresent the types of returns their clients would receive from which type of investment?

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Compare and contrast the different types of employee theft.

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Why do criminologists rarely study insurance fraud?

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The success of the economy is tied through relativism to which system?

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