A Fire Recently Destroyed Leon's Neighbor's House

Multiple Choice

A fire recently destroyed Leon's neighbor's house. Everyone expected the house to be rebuilt because neighbor told them he had insurance. Unfortunately, Leon's neighbor has insurance that would rebuild the house exactly the way it was before the fire. The neighbor's house was 60 years old and did not meet current building code requirements. Unless the neighbor has $40,000, in addition to his insurance settlement, he cannot rebuild his home. Leon is worried and called his insurance agent today to see how much it will cost to make sure his insurance would pay to have his house rebuilt in accordance with the current codes. Leon's need for this insurance is the result of:

A) Predicted service
B) Temporary service intensifiers
C) Perceived service alternatives
D) Lasting service intensifiers
E) Personal needs