Multiple Choice
The SMarT program, which offers employees the option to commit a fraction of future pay raises to a tax-free retirement savings account, is designed to overcome which common barrier to saving? Status quo bias An unwillingness to forgo current consumption The endowment effect
A) II and III only
B) I and III only
C) I and II only
D) I, II, and III
Correct Answer:
Verified
Correct Answer:
Verified
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