The Success of the SMarT Program, Which Offers Employees the Option

Multiple Choice

The success of the SMarT program, which offers employees the option to commit a fraction of future pay raises to a tax-free retirement savings account, has proven that changing the way options are presented can:

A) affect people's behavior.
B) help people overcome mental biases.
C) allow people to avoid regret.
D) All of these statements are true.